See the 6 ways Travelers can help you manage construction risk.

Working alongside contractors’ construction risk management teams, Travelers tracks frequent loss trends across the industry. Here are some of the insights we’ve collected and tools we’ve developed to help contractors manage construction risk and its associated costs.


A prime example of how technology can help put appropriate safeguards in place before work begins is

Travelers' ZoneCheck℠ ground vibration estimation tool.

It allows contractors to identify areas on and around worksites that may be susceptible to damage from vibrations caused by construction equipment. It measures activities like peak particle velocities during pile driving, compaction and earth moving to help prevent potential problems. Sometimes, even despite precautions taken, allegations are made by surrounding property owners that ongoing work is causing damage. Gathering the facts early and leveraging our construction claim professionals' experience in the industry can help mitigate loss costs.


Early intervention strategies can help contain medical costs for injured workers. Travelers

Early Severity Predictor® model

can help identify and predict who among injured employees is at higher risk of developing chronic pain, which can lead to the prescription of opioids and other painkillers. Injured construction workers who go through the Travelers Pharmacy Management program have nearly a 40 percent reduction in opioid usage. Reducing opioid usage directly correlates to a reduction in the amount of days before employees return to work and fewer surgeries.


Given the complexity of site operations, contractors don't often recognize the impact auto-related losses have on their cost of risk. With an increase in miles driven, more cars on the road and the growing challenge of distracted driving, the industry continues to see a notable increase in the frequency and severity of auto accidents. Our Risk Control professionals help contractors assess their risks on the road, as well as the job site.


Analyzing risk-shifting provisions in construction contracts is important to managing risk. Travelers has invested in helping contractors identify, quantify and manage risks through our contractual risk transfer approach. It helps identify the risk-shifting provisions in construction contracts and offers ways to thoughtfully address them before executing a contract.


Proper onboarding and training can help retain skilled labor while helping employees be safer and more engaged on the job. Travelers Risk Control Construction safety professionals work with contractors to assess their unique risks, such as the loss of critical employees. With the shortage of skilled labor at crisis levels, construction safety practices, including

onboarding and providing continuous training

, can help keep employees safe and foster deeper engagement on the job.


A lack of skilled labor can affect the overall safety of a construction company. Cranes are among the most expensive, critical and dangerous pieces of equipment on a construction site and they require specialized training. Travelers has a nationally-recognized

crane operator training program

for contractors, operators, safety and management staff. The 4.5-day program was designed by

Hank Dutton, Senior Specialist at Travelers

, who has more than 25 years of construction experience.